Occupation: Software Engineer
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: Total compensation of $578,000. ($260,000 base + $260,000 stock + $52,000 bonus expected + $10,000 401k match + $1,000 HSA contribution).
Net Worth $850,000 (320,000 RSUs plus $115,000 in a broker account + $245,000 retirement accounts + $90,000.00 in crypto + $70,000.00 in NYC apartment equity plus $10,000.00 HSA)
Debt: My mortgage on my NYC apartment is still $255,000. I usually have about $10,000 in credit cards, which I pay off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: Total compensation of $578,000. ($260,000 base + $260,000 stock + $52,000 bonus expected + $10,000 401k match + $1,000 HSA contribution).
Net Worth $850,000 (320,000 RSUs plus $115,000 in a broker account + $245,000 retirement accounts + $90,000.00 in crypto + $70,000.00 in NYC apartment equity plus $10,000.00 HSA)
Debt: My mortgage on my NYC apartment is still $255,000. I usually have about $10,000 in credit cards, which I pay off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Monthly Expenses
Rent: Rent-controlled studio apartment for $1,432 in San Francisco
Apartment Mortgage A co-op for $1,032 in NYC
Apartment HOA/Taxes $598
HSA: $101.92
Netflix: $10
Google Storage: $1.66
Cell Phone Plans: Plan for my immediate family: $220
Utilities: $98
Internet: $50
Domain Names $2.50
Web hosting: $25
Donations: $100
Retirement Savings: My company matches 50% of my annual bonus, so I do not consider it an expense.